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Finding High-Performance SMSF Properties That Actually Deliver
Discover how strategic SMSF property investment can transform retirement outcomes. PRPTY360’s data-driven approach helps investors acquire high-performance properties that deliver real growth, stable income, and long-term results. Learn from real client case studies across NSW, QLD, and VIC showing how the right advice turns superannuation into a powerful wealth-building strategy.
6 min read
Structuring SMSFs to Buy Property
Buying investment property in your SMSF can diversify your retirement strategy, but strict rules apply. Learn how SMSF property investment works, from borrowing under an LRBA to trustee structures, compliance requirements, and risks. Discover why corporate trustees may offer more flexibility and why professional advice is essential before purchasing property in a self-managed super fund.
4 min read
SMSF Tax and Contributions Explained
SMSFs in 2025 are taxed at 15% in accumulation, with retirement-phase income often tax-free. Concessional contributions are capped at $30,000 and non-concessional at $120,000. Additional concessional contributions can reduce personal taxable income, while excess contributions may trigger extra tax. Timing and compliance are essential for accurate reporting in both SMSF and personal tax returns.
2 min read
Minimum SMSF Balance and Costs Explained: What You Should Know
Explore SMSF minimum balances and costs, including setup, administration, audits, and regulatory obligations. Learn how balance affects cost-effectiveness and whether an SMSF may suit your retirement strategy.
2 min read
Understanding the First Home Super Saver Scheme (FHSSS)
The First Home Super Saver Scheme (FHSSS) provides a tax-effective way for first home buyers to save a home deposit via voluntary super contributions. Learn about eligibility, contribution limits, ownership exclusions, withdrawal rules, and how to maximise your savings with this government-backed scheme.
3 min read
SMSF Property Investment Structures Explained
Investing in property through an SMSF requires the right structure. Corporate trustees offer flexibility when members join or leave, while individual trustees may create administrative challenges. Both require a bare trust for borrowing, but lenders often prefer corporate trustee setups. Understanding SMSF trustee structures is key to compliant and effective property investment.
2 min read
SMSF Residency Rules that Trustees Must Know
SMSF residency rules are crucial to keeping your fund compliant and eligible for concessional tax rates. To remain an Australian SMSF, funds must satisfy establishment, central management and control, and active member tests. Temporary absences overseas may be permitted, but long-term or permanent absences can risk non-compliance. Learn how the rules work and why planning ahead is essential for trustees.
2 min read
What Information is Required to Set Up a Bare Trust for Your SMSF?
See what information is required to set up a bare trust for your SMSF, including property details, lender information, and loan specifics. Discover why professional guidance is essential to ensure compliance with LRBA rules and safeguard your SMSF property investment.
2 min read
Can I Buy an Overseas Property in my SMSF?
Can you buy overseas property in your SMSF? The ATO allows it, but strict rules apply. Overseas property cannot be used as a holiday home, and borrowing against it is almost impossible with Australian banks. Trustees must meet complex compliance requirements, manage audits, and navigate foreign ownership laws. Discover the risks, challenges, and professional help needed before your SMSF invests abroad.
3 min read
Who and What Is an SMSF Trustee?
In an SMSF, trustees are legally responsible for managing the fund, complying with superannuation law, and acting in the best interests of members. Whether as individual trustees or directors of a corporate trustee, their role includes managing investments, ensuring compliance, and protecting members’ retirement savings. Learn what an SMSF trustee is, their obligations, and why this role is critical to running a successful fund.
3 min read
What Can an SMSF Invest In? Rules Explained
SMSFs can invest in shares, property, term deposits, and more, but strict rules apply. Investments must meet the sole purpose test, align with an SMSF investment strategy, and avoid prohibited use by members. Understanding SMSF investment rules helps trustees stay compliant while building a portfolio designed to provide retirement benefits.
2 min read
What Is a Bare Trust in an SMSF?
A bare trust is essential when an SMSF buys property with a loan. The bare trustee holds legal title while the SMSF retains beneficial ownership, ensuring compliance with superannuation law and protecting members’ retirement savings. Learn how bare trusts work in limited recourse borrowing arrangements, why proper setup and stamping are critical, and the risks trustees face if the structure is not executed correctly.
3 min read
What is an SMSF? Understanding Self-Managed Super Funds in Australia
A Self-Managed Super Fund (SMSF) gives individuals direct control over their retirement savings. With one to four members acting as trustees, an SMSF allows tailored investment strategies across property, shares, cash, and more, while requiring strict compliance with ATO rules. SMSFs offer flexibility and potential tax benefits, but managing them involves responsibility, time, and ongoing costs.
3 min read
How Many Members Can I Have in an SMSF?
Discover how many members your SMSF can have and understand the differences between individual and corporate trustees. Learn about governance, compliance, costs, asset ownership, and succession planning to keep your SMSF legally compliant and efficiently managed.
3 min read
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