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What Is an SMSF? Benefits, Rules & Who Should Start a Self-Managed Super Fund
Self-Managed Super Funds (SMSFs) give you direct control over your retirement investments, from shares to property. This guide explains the key SMSF rules you must know — the Sole Purpose Test, tax treatment, in-house asset limits, and the trustee choices that affect borrowing. Learn why many Australians choose SMSFs and how partnering with SMSF specialists makes setup and compliance straightforward.
4 min read
Setting up an SMSF: Key Steps, Trustee Structures & Compliance essentials
Establishing an SMSF involves more than setting up a fund — it requires making strategic decisions, choosing between a corporate or individual trustee structure, rolling over super, and maintaining compliance. This article walks you through the key steps to set up an SMSF, explains trustee responsibilities, and highlights the ongoing maintenance required to keep your fund operating smoothly and within Australia’s super rules.
4 min read
Strengthening Your Credit Score: Why It Matters for SMSF Investors
Your credit score plays a vital role in your ability to secure SMSF finance, negotiate better rates, and support your investment strategy. Learn how common credit issues—defaults, late payments, and enquiries—impact loan eligibility, and discover proven steps to protect and repair your credit profile. Get expert tips for SMSF trustees to unlock better borrowing terms, safeguard fund growth, and strengthen your financial future.
4 min read
SMSF Commercial Property Investing Pros and Cons
Buying commercial property through your SMSF can deliver tax benefits, steady rental income, and long‑term growth — but it also comes with strict Australian Taxation Office rules and complex compliance steps. Learn how SMSF trustees can purchase and manage business real property, borrow through an LRBA, and structure investments correctly to build a stronger retirement strategy.
6 min read
Sole Purpose Test in SMSFs Explained: What Trustees Need to Know
Understand the SMSF Sole Purpose Test, which ensures all fund actions and investments are solely for retirement or death benefits. Learn how it impacts compliance, investments, and trustee responsibilities.
2 min read
Minimum SMSF Balance and Costs Explained: What You Should Know
Explore SMSF minimum balances and costs, including setup, administration, audits, and regulatory obligations. Learn how balance affects cost-effectiveness and whether an SMSF may suit your retirement strategy.
2 min read
Benefits of SMSF vs Retail Super Funds: Understanding the Advantages of a Self-Managed Super Fund
Explore the benefits of SMSF compared to retail super funds, including greater control, wider investment options, potential tax advantages, family pooling, and retirement flexibility. Learn why many Australians choose self-managed super funds to take charge of their financial future.
3 min read
Corporate Trustee vs Individual Trustee in SMSFs
Learn the differences between corporate and individual trustees for SMSFs, including legal responsibilities, administrative implications, and how each structure impacts compliance and retirement planning.
2 min read
Corporate Trustee Benefits for SMSFs and Property Lending
Discover the benefits of a corporate trustee for your SMSF, including smoother membership changes, simplified governance, asset protection, and potential advantages when borrowing for property, as corporate trustees are generally assessed outside the NCCP framework.
2 min read
What is an SMSF? Understanding Self-Managed Super Funds in Australia
A Self-Managed Super Fund (SMSF) gives individuals direct control over their retirement savings. With one to four members acting as trustees, an SMSF allows tailored investment strategies across property, shares, cash, and more, while requiring strict compliance with ATO rules. SMSFs offer flexibility and potential tax benefits, but managing them involves responsibility, time, and ongoing costs.
3 min read
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