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Structuring SMSFs to Buy Property
Buying investment property in your SMSF can diversify your retirement strategy, but strict rules apply. Learn how SMSF property investment works, from borrowing under an LRBA to trustee structures, compliance requirements, and risks. Discover why corporate trustees may offer more flexibility and why professional advice is essential before purchasing property in a self-managed super fund.
4 min read
Rules for Unlocking Equity in SMSF Property
SMSF members cannot release equity from fund properties for personal use or use SMSF property as security for other loans. Repairs and maintenance are allowed, but renovations or improvements must follow strict superannuation rules. Understanding these restrictions is critical to keeping your SMSF compliant and safeguarding retirement savings.
2 min read
What Information is Required to Set Up a Bare Trust for Your SMSF?
See what information is required to set up a bare trust for your SMSF, including property details, lender information, and loan specifics. Discover why professional guidance is essential to ensure compliance with LRBA rules and safeguard your SMSF property investment.
2 min read
Understanding Limited Recourse Borrowing Arrangements (LRBA) in SMSFs
A Limited Recourse Borrowing Arrangement (LRBA) enables an SMSF to borrow to acquire an asset while restricting lender recourse to that asset. Trustees should understand LRBA mechanics, borrowing risks, and that lenders may require personal guarantees which can reintroduce personal liability. Professional legal and financial advice is recommended before entering into LRBA lending arrangements.
3 min read
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